The simple answer, according to personal finance experts, is that we want more -- more money, more house, more car, just more, more, more. We often think we deserve more. Leverage gets us more. With historically low interest rates, leverage is the easiest and quickest tool to get more stuff.
read all about it here with this Washington Post article:
http://www.washingtonpost.com/wp-dyn/content/article/2008/03/21/AR2008032103817.html?g=1
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